Message from the President
I would like to express my deep appreciation for your valued patronage.
Our management vision is to “build a reliable Hiroshima Bank Group, united through trusting relations with the regional community.” Based on this vision, for many years, from the perspective of implementing the group-integrated operation, we have made an effort to strengthen in-group cooperation, and have built a position as a leading bank group in the region by demonstrating our comprehensive strength, and have also proceeded with healthy management on a stable operating base.
It is expected that the management environment encompassing current financial institutions, particularly regional financial institutions, will become harsher due to issues such as population decrease and entry from other industries. Moreover, due to changes in the economy and the social situation, such as the rapid progress of digital transformation, as well as changes in customers’ lifestyle and attitude, customers’ needs are becoming more diversified, complex, and sophisticated. Therefore, it is considered that it will become more difficult for the current bank-centered structure to respond flexibly to the changes in the management environment including the easing of regulations, etc. or to accurately respond to customers’ needs.
Based on these considerations, the Bank has come to a point where we must change drastically. We believe that what our group should do under these circumstances is to find out specific needs and issues for the local community and customers, aiming to deepen relations, and thoroughly work to address needs and solve issues and provide reliable solutions. In other words, we want to transcend the established notion of “bring money matters to the bank” and grow into a company that can say, “bring your problems to Hirogin Group”.
We thus decided to take the Bank forward and adopt a new group business structure -a holding company structure- in order to realize our wish to contribute to creating an abundant future for the local community as a Comprehensive Local Service Group sympathetic to customers and trusted by them.
The 66th National Bank, the predecessor of Hiroshima Bank or “Hirogin” was established in Onomichi in 1878. We grew with customers in local prefectures of Hiroshima, Okayama, Yamaguchi and Ehime, the area of our operation.
On October 1, 2020, we incorporated “Hirogin Holdings, Inc.” to finally utilize strengths at all companies in our group and to develop the four local prefectures that have considerable potential for economic growth.
On the strength of the Hirogin brand that we have grown over the 140 years of our history, we will strive to increase corporate value in a sustainable manner by continuing to grow with local customers as a comprehensive regional service group, an organization that can maximize group synergy and respond to every needs of customers in both financial and nonfinancial areas.
I hope our stakeholders, as colleagues who paint dreams with us for the coming new era, will have high hopes for the future of the reborn Hiroshima Bank Group and continue to support us.
Toshio Heya
President